Auto Loan Center

Whether you are looking to purchase a brand new vehicle or a “new to you” vehicle or you are ready to refinance your existing car loan from another institution, P&G Credit Happy With Her New CarUnion is here to help.  We offer competitive rates and helpful staff to assist you through the process.

Check back often, as the Credit Union offers special promotions during the year.

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For New Vehicle Loan Application

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For Used Vehicle Loan Application



New & Used Vehicles (Age of vehicle may not exceed 10 years during the term of the loan)

Term (months)                APR**
12 2.50% – 12.50%
24 2.50% – 13.00%
36 2.50% – 13.75%
48 2.50% – 14.75%
60 2.50% – 15.00%
72 3.75% –  15.25%
84 4.25% – 15.75%

 New-Used Auto Loan Payment Example:

*A 60 month new-used auto loan with a 2.50% fixed APR would have monthly payments of $17.75 per $1,000 borrowed. 

Older Used Vehicles (Age of vehicle may not exceed 15 years during the term of the loan)

Term (months) APR**
12 7.95%-15.25%
24 7.95%-15.50%
36 7.95%-16.25
48 7.95%-16.50%

Older Used Auto Loan Payment Example:

*A 48 month older used auto loan with a 7.95% fixed APR would have monthly payments of $24.40 per $1,000 borrowed.


*Rates are based on an evaluation of credit history, so your rate may differ.

**Annual Percentage Rate. Loan terms and conditions depend on credit qualifications and approval Credit Union membership is required for loan approval All rates are subject to change without notice. Call the Credit Union for current rates 570-836-3227 or 1-800-750-9030


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