Whether you are looking to purchase a brand new vehicle or a “new to you” vehicle or you are ready to refinance your existing car loan from another institution, P&G Credit Union is here to help. We offer competitive rates and helpful staff to assist you through the process.
Check back often, as the Credit Union offers special promotions during the year.
To apply for a vehicle loan please login to online banking.
If you do not have an online banking profile, please enroll in online banking.
Auto Loan Rates
| Type | Term | APR1 |
|---|---|---|
| New and Used Auto Loan2 | Up to 96 Months | 6.75% – 18.00% |
| Older Used Vehicle Loan3 | Up to 84 Months | 9.75% – 18.00% |
| Classic and Collectible Vehicle Loan4 | Up to 84 Months | 8.170% -17.391% |
| Classic and Collectible Vehicle Loan5 | 120 Months | 7.915% – 16.950% |
1. APR – Annual Percentage Rate is accurate as of
2. Payment Example: A 60 month new/used auto loan with a 6.75% fixed APR would have monthly payments of $19.69 per $1,000 borrowed.
3. Payment Example: A 60 month older used vehicle loan with a 9.75% fixed APR would have monthly payments $21.13 per $1,000 borrowed.
4. APR disclosed based on an assumed loan amount of $10,000 and an estimated (non-refundable) appraisal fee of $175 for terms up to 12-84 months. Minimum loan amount $10,000. Maximum loan to value (LTV) is 90% of appraised value. Loan to value is based on creditworthiness, your LTV may vary. Payment Example: A 48 month classic & collectible vehicle loan with a 8.170% fixed APR would have monthly payments of $24.07 per $1,000 borrowed.
5. APR disclosed based on an assumed loan amount of $25,000 and an estimated (non-refundable) appraisal fee of $175 for a term of 120 months. Minimum loan amount of $25,000. Payment Example: A 120 month classic & collectible vehicle loan with a 7.915% fixed APR would have monthly payments of $12.01 per $1,000 borrowed.
